Hiya guys!! I’ve got an exciting update to share with you today!
Honestly, it’s been a rough couple of months. I’ve been stressed and unable to focus on writing much at all, which sucks! It’s been for a good reason though, and now that it’s over, it was worth it.
We submitted an offer on a house in the beginning of February, right? Everything looked good, closing date was mid March. That’s what I planned on. That was the goal. Should have been a simple, easy purchase. First time VA home buyer loan, good credit, close to no debt. Only way it could have been more simple, was if we bought the house with cash. In a military town, our loan type is seen all over the place, and is super quick. We were stoked!
Of course, our life is never that easy.
Everything that could have been messed up with our loan process and purchase process, was messed up. I could list a ton of things that happened, but really, I don’t want to go over it all again, because it’ll just ruin my whole day to think of it all.
To keep it simple, the biggest wrench in the whole process, was the fact the wrong loan was submitted, due to incompetence from our loan officer.
Every single meeting & phone call must have gone in one ear and out the other, because all we talked to her about, was the loan we needed. She put in a completely different loan that didn’t apply to any of our qualifications, and then was surprised when we didn’t get approved! No shit, Sherlock! Seriously, how do you even do that?
We ended up calling her boss, because she took three vacations in six weeks, leaving us and three other loans completely hanging. It escalated to the president of the company, who was beyond pissed. I’ll be surprised if she keeps her job, tbh. The mistakes she made weren’t simply unethical and unprofessional, several were completely illegal.
By the grace of God, the sellers worked with us, and extended more times than they should have had to. We are so grateful to them for being patient and so willing to work with our crazy loan lady basically dropping her job to run off only God knows where, and screw a bunch of people over.
Bottom line, Karma is gonna bite that woman hard. I just wish I had some popcorn.
God blessed it though, and somehow, we finally managed to close on our house!!!
We are now, officially homeowners! Whoot!
It took more than twice as long as it was supposed to, but we are finally done! We closed about a week ago, and have been breaking our backs trying to get everything moved. The landlord at our rental house has been patiently waiting for us to move out, as we had given him our notice in March (before we realized we had to start the entire loan process over to get the correct loan). He’s been waiting to get people in to make it sell-ready though, so there’s been a lot of pressure to get this all wrapped up quickly.
We are moving the last bit of stuff (hopefully) tonight, and should be done!
I’m exhausted and have more injuries than I can count, but at the end of the day, I’m in an amazing house that we fought hard to get. It’s an amazing place to be, has amazing views, and will be wonderful for writing and growing our various businesses & projects. God has blessed us far more than we deserve, and it’s simply wonderful to be here.
God is amazing, and He definitely pulled us through one of the most stressful times in our adult lives so far. Can’t wait to be finished moving in, and collapse for a week.
My writing should pick back up soon, once I get my office area set up. I’m still hoping to get the book I’m writing published this Summer, and have another manuscript I’m itching to get started on! Whoot!
It’s been a long three months so far, and anyone who’s bought a house knows the stress of the first time home purchase process. It’s crazy, there are more hoops to jump through than I could have imagined, but it worked out. I have a house. It’s mine.